• About

AFS Acceptance is an established, full-service auto finance company that has specialized in serving the subprime financing needs of franchise and independent car dealers since 1996. We help our Dealer Partners sell more pre-owned vehicles by providing prompt service with flexible subprime lending options, underwriting and pricing. AFS offers consistent, responsive guidance and support, giving our Dealer Partners a dedicated Account Manager backed by a team of professionals to process and fund contracts quickly. Click here to learn more about becoming a Dealer Partner.

For consumers, AFS Acceptance provides flexible financing options when life events make it difficult to find an automobile loan. We have a track record of funding applications with open bankruptcies, previous repossessions, foreclosures, or limited or no credit histories  Through our network of Dealer Partners across the country, customers can find the financing they need to buy a pre-owned vehicle, moving closer to the benefits of financial freedom by establishing or rehabilitating their credit. AFS Acceptance has helped tens of thousands of customers over the course of more than 15 years. The application process is hassle-free and we offer easy payment options including convenient online processing. To learn more about our customers, please click here.