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Attention Current Customers:  We recently reduced our convenience fee to $4.95 to pay online!  Click the ” Pay Now” link on the left to make your online payment today!

Everyone should have the opportunity to establish good credit. AFS Acceptance offers that chance to people across the country every day.

Our goal is to provide customers the opportunity to purchase a quality pre-owned or new vehicle, while also helping them establish or rehabilitate their credit. We understand the challenges of finding financing options when blemishes like open bankruptcies, previous repossessions or foreclosures are part of your credit record – or if you have limited or no credit history.

AFS Acceptance addresses those challenges by offering a range of financing options precisely for these credit scenarios. It’s been our specialty since 1996. Through our network of auto Dealer Partners across the country, you can find the financing you need and be on your way to establishing or rebuilding your credit – and your financial freedom.

Start building your “credit future” today! Send us an email with your city, state, and zip code, and we’ll find an AFS Dealer Partner in your area.